Introducing

gigFlow

The financial operating system built for America's 76.4 million independent workers — powered by Claude.

AI-Powered Tax Engine 1099 Economy Year-Round Deduction Tracking

By: Melvin Thoompunkal & Georgi Manianchira

The Problem

Gig Workers Are Getting Crushed

No withholding. No benefits. No guidance. Just a surprise bill.

0%

of gig workers are unaware of IRS 1099-K reporting thresholds — triggering surprise tax bills

Avalara Survey, 2025

$0B

annual IRS tax gap — $539B from underreporting alone, driven by gig income complexity

IRS Tax Gap, TY 2022

0%

of gig workers now expect to hire a tax professional for the first time due to new 1099-K rules

Avalara Survey, 2025

The Opportunity

A $1.5 Trillion Market Nobody's Serving Right

2026

76.4M freelancers today

2028

90.1M projected freelancers

Income

$1.5T total gig income (2025)

$25/hr

median gig worker pay

$5K→$600

1099-K threshold dropping by 2027

57%

of gig workers underearning peers

The Solution

Your Year‑Round
AI Tax Co‑pilot

Not a once-a-year filing tool. GigFlow tracks every deduction in real time, auto-categorizes income, and surfaces insights so you never miss a write-off — powered by Claude's reasoning engine.

Circular 230 Compliant — All AI output is informational. Filing responsibility remains with the taxpayer.

Real-Time Deduction Tracking

Mileage at 72.5¢/mile (2026 IRS rate), home office, equipment & health premiums — auto-captured as you work.

Quarterly Tax Estimation

No more surprise bills. SE tax at 15.3% calculated live on net profit. Half deducted from AGI automatically.

"No Tax on Tips" Engine

Automatically applies OBBBA's up-to-$25,000 tip deduction — federal law since July 2025, active 2025–2028.

Claude-Powered Q&A

Ask anything. Get tax-rule-backed answers. All responses include Circular 230 disclaimers built in.

The Deductions Engine

Finding What Others Miss

Mileage (5,082 mi @ 72.5¢)$3,685

Home Office (240 sq ft)$1,200

Phone & Data$540

Health Insurance Premiums$1,800

Half of Self-Employment Tax$1,834

QBI Deduction (20%)$2,160

SEP-IRA Contribution$3,600

Equipment & Software$480

Tips Deduction (OBBBA 2025) $1,100

Total Deductions Found

$0

For a gig worker earning
$40K–$55K annually

New Law: "No Tax on Tips" (OBBBA)
Up to $25,000 deductible — federal law since July 2025

FlyFin reports avg AI savings of $3,700
Our engine surfaces 4× more deductions

Market Opportunity

A Growing Market. A Clear Gap.

0M

→ 90.1M
            by 2028

US freelancers today, growing to majority of US workforce

DemandSage / Statista, 2025–2026

$1.5T

$108K
            avg annual income

Total US gig economy income — surpassing prior $1.2T estimate

Upwork / Forbes, 2025

0%

Gen Z +
            Millennials

of gig workers willing to pay for financial convenience tools

Worldpay Survey, 2025

COMPETITIVE LANDSCAPE — AI ADOPTION

FlyFin

AI-powered, CPA review

Keeper Tax

AI scanner + assistant

GigFlow

Advanced LLM reasoning · gig-native

Differentiation: superior LLM reasoning depth, gig-native scope, OBBBA integration — not just "AI roadmap"

The Vision

76.4M Workers.
Zero Surprises.

By 2028, over 90 million Americans will be independent workers. GigFlow turns the most confusing financial system in America into a competitive advantage — not a liability.

0M US freelancers today

$3,700 avg AI tax savings verified

$1.5T gig economy income (2025)

Built with Claude at NJIT Hackathon 2026